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A phone the welfare system assumes
OTP, e-KYC and portability assume a woman can be reached on a phone she herself uses. Pick a state. The gap is the policy.
Phase-II state
74.7%Own-use accountWomen 15–49 who use their own bank account
38.5%Own-use phoneWomen 15–49 who use their own mobile phone
36.2 ppAccount-to-phone gapThe population a digital channel assumes, minus the one it can reach
86.0%Household decisionsParticipates in three household decisions
Against the national totals
Madhya Pradesh National NFHS-5
Own-use account
Own-use phone
Household decisions
Eleven Phase-II states
Women 15–49. Source: IIPS / MoHFW, NFHS-5 Phase-II factsheets. Observed published totals, not estimates. Phase-II states only.